INTEGRATION GRANTS APPLICATION '26: AXPESA

PROJECT NAME: AxPesa

African Finance, Evolved

“Your Money, Multiple Options”


TEAM

Name Role GitHub Discord
Anthony Kimani Chief Technology Officer - Full-stack development, blockchain integration https://github.com/kimtony123 tonykim8450
Moses Epale Chief Operating Officer - Operations, partnerships, go-to-market https://github.com/mosesepale mosesepale#1234

PROBLEM STATEMENT

Africans are looking for more currency options than just USD. Current solutions limit users to a single currency, making international trade and savings difficult. Most people cannot easily access Chinese Yuan (CNY) or diversify their holdings. Additionally, existing crypto solutions require technical knowledge (MetaMask, private keys), making them inaccessible to the average African user.

PROPOSED SOLUTION

AxPesa is a fintech platform enabling Africans to access global currencies through an intuitive platform built on the Conflux eSpace blockchain. We provide:

  • Buy/Sell CNY stablecoins (AxCNH) with M-PESA, cards, or bank transfer
  • Send to friends instantly via email, phone, or wallet address
  • Earn staking rewards on holdings via Conflux DeFi protocols
  • Social Login - No crypto knowledge required (Google, Twitter, Discord, GitHub, LinkedIn)
  • Merchant Portal - QR codes and payment links for businesses

CONFLUX INTEGRATION

AxPesa is built entirely on Conflux eSpace:

  • Smart Contracts: AxCNH (ERC-20 stablecoin) and AxPesaTreasury deployed on Conflux eSpace

Conflux offers sub-second finality, minimal gas fees ideal for micropayments, EVM compatibility, and high throughput - perfect for African fintech use cases.


BUDGET

Grant Size: $50,000

Justification

Category Amount Description
Team Allocation (15% upfront) $7,500 Upfront to team for living expenses during 3-month build phase
Mainnet Deployment $8,000 Gas fees, contract verification, explorer verification
Backend Infrastructure $14,000 Production servers, database, monitoring (6 months)
Frontend & Mobile $10,000 UI polish, mobile app, features
Testing & QA $5,500 API tests, E2E tests, manual verification
Marketing & Onboarding $5,000 User acquisition, documentation, community
Total $50,000

Team Allocation

  • $7,500 (15%) paid upfront to team for living expenses
  • Remaining 85% disbursed upon milestone completion

Conflux eSpace Grant Recipient Wallet Address

0xB5d0fDb5EAcb276CAe267fc899C70Da4746A8A26


Roadmap

Timeline: 3 Months

Milestone Duration Funding Deliverables
1. Mainnet Launch Month 1 $20,000 - AxCNH and Treasury contracts on mainnet
- Production backend deployment
- Live web app
2. User Growth Month 2 $15,000 - 5,000 registered users
- 50 merchants onboarded
- Mobile app (iOS/Android)
3. Scale & Audit Month 3 $15,000 - Smart contract audit
- 10,000 users
- $500K monthly volume

Milestones

Month 1: Mainnet Launch ($20,000)

  • [ ] Deploy AxCNH token contract on Conflux mainnet
  • [ ] Deploy AxPesaTreasury contract on mainnet
  • [ ] Set up production backend
  • [ ] Configure mainnet RPC and explorer
  • [ ] Launch web application
  • [ ] Integrate with Flutterwave production API
  • [ ] Run comprehensive API tests

Month 2: User Growth ($15,000)

  • [ ] Launch mobile app (iOS TestFlight / Android APK)
  • [ ] Onboard 50 merchants
  • [ ] Marketing campaign (Kenya-focused)
  • [ ] User support system

Month 3: Scale & Audit ($15,000)

  • [ ] Professional smart contract audit
  • [ ] Security hardening based on audit
  • [ ] Production launch
  • [ ] Scale infrastructure as needed
  • [ ] Prepare for Phase 2 expansion (UGX, NGN)

TECHNICAL PROPOSAL

Functional Overview

AxPesa is built with:

  • Frontend: Next.js 14 + React Native
  • Backend: Express + Prisma + TypeScript
  • Database: PostgreSQL
  • Blockchain: Conflux eSpace (Solidity 0.8.28)
  • Payments: Flutterwave (M-PESA)
  • Auth: Web3Auth (Social Login)

Key Features (All Live)

  • Social Login (Google, Twitter, Discord, GitHub, LinkedIn)
  • Buy AxCNH with M-PESA, cards, bank transfer
  • Sell AxCNH for KES, UGX, NGN
  • P2P transfers via email/phone/address
  • Staking rewards via Conflux DeFi
  • Merchant Portal with QR codes
  • CFX Faucet for new users (0.1 CFX)
  • Treasury with 90% locked, 10% liquidity
  • Multi-sig security (2-of-3)

Security

  • Idempotency Keys for payment protection
  • Reconciliation cron job (every 30 mins)
  • Verify API calls for payment confirmation
  • Privacy hashing for email/phone

Terms of Use

I agree to all of the following terms of use in applying to a Conflux Ecosystem Grant:

  1. I have read and understood the Conflux Grants Ecosystem Overview
  2. I have read about and understood that the Conflux Technical Grants are subject to a No-Sale rule
  3. I agree to provide KYC information to the Conflux Foundation for the sake of overall ecosystem security
  4. I understand that I will be required to follow public grant reporting requirements

African Finance, Evolved. Your Money, Multiple Options.