X Union xUSD Overcollateralized stablecoin

Application Introduction
Provide a brief overview of your project. A fantastic grant application has a significantly better chance of being accepted by including all of the following:

  1. Name of the project:
    Xunion

  2. Problem statement in the existing Conflux ecosystem (customer, application, process, etc) and the proposed solution

There is a current shortage of native stablecoins in the Conflux eSpace ecosystem. To date, Xunion’s xUSD is currently the only stablecoin project in the ecosystem, but xUSD is very new.

This grant proposal is to assist with driving new users to the Conflux eSpace ecosystem by providing Xunion the funds to generate awareness for this essential project for Conflux’s DeFi ecosystem.

The proposal is for 10K in marketing funding for AMAs across various communities.

  1. Alignment of the project with the Conflux Network

  2. Benefit to the Conflux Ecosystem: How this product will entice more developers to build on Conflux

Overcollateralized stablecoins play a crucial role in the stability, security, and growth of blockchain ecosystems. These stablecoins are backed by more assets than the value of the stablecoins issued, ensuring that there is a cushion of collateral to absorb volatility and protect users. We will cover 3 factors briefly to highlight the need for an overcollateralized stablecoin for a healthy ecosystem:

Stability against volatility: One of the primary challenges in the blockchain space is the inherent volatility of cryptocurrencies like CFX, BTC, and ETH. Stablecoins offer a solution by providing a digital asset that is pegged to the value of a stable asset, usually a fiat currency such as the US dollar. Overcollateralization helps ensure that the peg remains stable even during periods of market turbulence.

Decentralization and Trustlessness: Overcollateralized stablecoins are essential for maintaining decentralization within blockchain ecosystems. Fiat-backed stablecoins like USDT (Tether) and USDC are centralized and require trust in the issuing companies to hold reserves accurately. Overcollateralized stablecoins, by contrast, often operate on-chain in a decentralized manner, with transparent protocols where users can verify collateral reserves themselves.

Encouraging sustainable growth for DeFi: Decentralized Finance (DeFi) relies heavily on stablecoins as a medium of exchange, store of value, and a unit of account. Overcollateralized stablecoins are critical in maintaining a stable DeFi market by reducing the risk of volatility and ensuring the solvency of smart contracts that manage lending and borrowing. For example, in lending platforms like Aave or Compound, users borrow assets using stablecoins as collateral or repayment currency. Overcollateralization in stablecoins provides lenders with the assurance that the assets they lend are secure, even in volatile market conditions. Moreover, overcollateralized stablecoins like DAI promote innovation in DeFi by supporting derivatives markets, synthetic assets, and more complex financial instruments. These innovations lead to a more robust blockchain ecosystem by attracting institutional and retail investors looking for stable, reliable returns, rather than exposing themselves to the inherent volatility of cryptocurrencies.

  1. Economic benefit: How this product will increase assets and transactions on-chain
    As stated above, stablecoins play a critical role as a foundational cornerstone in DeFi. This will increase assets on-chain by providing users a safe-haven during periods of volatility. xUSD will be the only overcollateralized stablecoin mintable on Conflux Network.

  2. Demonstrate a competitive edge that differentiates it from other projects
    A key advantage for Xunion is that the stablecoin is part of a larger suite of DeFi products on Xunion. Users will be able to create xUSD stablecoins, and use them for lending or trading activities all within Xunion.

  3. Sustainability: Justify the platform’s ability to be a viable protocol
    Xunion as a multi-product DeFi platform will be able to generate fees from the various products such as lending, transaction fees for exchanges, xUSD creation. These fees will be used to build a sustainable platform as volume and TVL grow in the protocol. This will go to generate a greater marketing budget.

  4. Links to the project’s webpage, DApp, socials and chat groups
    Project Website: https://www.xunion.io/
    X: https://x.com/xunionofficial
    Telegram: English TBA, Chinese TBA

  5. Conflux eSpace grant recipient wallet address
    TBA

  6. Are you an incorporated startup?
    TBA

In this section, justify the budget needed for the project.

  1. Grant Size: What is the total grant amount being requested?
    10K USD equivalent in CFX

  2. Justification: Break down the activities and costs associated with the requested grant amount

The grant award be used to facilitate marketing activities to promote product awareness through various activities such as AMAs, campaigns on platforms such as TaskOn or Zealy, and other various marketing strategies yet to be determined. Promotional activities will primarily be centered around communities that are familiar with Conflux such as Conflux’s regional social media communities, along with communities that have existing relationships or token listings such as Binance.

Development Roadmap

Outline the general timeline and set milestones for deployment of your system using the Conflux grant. Set deliverables in advance to confirm the achievement of a milestone so that the community can track your progress. Include:

  1. Timeline and milestones

a. Milestone 1: $100,000 TVL, $100,000 average volume per week, 1,000 Twitter followers 4 AMAs across Conflux social media communities
b. Milestone 2: $150,000 TVL, $150,000 average volume per week, 6,000 Twitter followers additional 4 AMAs in Conflux communities plus 2 non-Conflux communities
c. Milestone 3: $300,000 TVL, $300,000 average volume per week, 12,000 Twitter followers
d. Milestone 4: 600,000 TVL, 500,000
e. Milestone 5: Double targets

  1. Requested funding per milestone

a. Initial funding to reach milestone 1: 3K
b. 4K to be unlocked after reaching milestone 1
c. 2K to be unlocked after reaching milestone 2
d. 1K to be unlocked after reaching milestone 3

Team

The Team is the same team that built Nucleon in 2022. Nucleon is the original liquid staking protocol on Conflux. The team consists of 3 developers (front-end, back-end, and contract), a head of marketing, and a founder. The head of marketing is Matt Chruscielski who is also the head of marketing for Nucleon and Swappi. The founder of Xunion is Artii who is also the founder of Nucleon.

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Thank you for submitting your initial proposal. There are a few key areas that would benefit from further clarification:

  • Grant Allocation and Milestones: Please note that grant payments are tied to achieving specific KPIs within milestones. As such, kindly revise your funding request to align with the milestone structure, ensuring that the first budget unlock is tied to the completion of Milestone 1.

  • Team Details: Provide more comprehensive information about the key team members, including their experience and areas of expertise within the web3 space. Highlighting relevant backgrounds will strengthen the proposal.

  • Marketing Plan: Expand on your planned marketing activities by providing more detail on the scope and specific initiatives. A rough marketing timeline would also help outline the strategy more clearly.

  • Sustainability and Long-Term Vision: Elaborate on how you plan to maintain user engagement over the long term. What sustainable strategies do you have in place to ensure continued activity and interest in your project?

Looking forward to your updated proposal!